How to Move to St. Maarten: A Practical Guide for Americans
One tiny island. Two countries. Over a million visitors a year. And a growing number of Americans who decided to stop visiting and start living here. If you’re seriously considering the move, here’s what you actually need to know.
Dutch Side or French Side — Decide This First
This isn’t just a lifestyle choice — it’s a legal one. Taxes, permits, healthcare, and employment rules all differ between the two sides. You cross freely every day, but your paperwork follows where you’re based.
Dutch side (Sint Maarten) — English-dominant, business-friendly, expat services everywhere. Think Simpson Bay, Cupecoy, Belair.
French side (Saint-Martin) — French administrative systems, French schools, quieter neighborhoods. Think Grand Case, Orient Bay, Terres Basses.
Pick your side early. Everything else flows from that decision.
Entry Rules: What's Changed Since 2024
Since 2024, a new ED Card is required. Complete it online at entry.sx before you fly — officers check it at passport control.
Beyond that, bring the usual: valid passport, return ticket, proof of accommodation, and proof of funds (roughly US$100–$200 per day).
U.S. citizens can stay as tourists for up to six consecutive months. The moment you plan to work, open a business, or establish long-term residence — tourist status ends and formal permits begin.
Work and Residency Options
On the Dutch side:
- DAFT — the best route for most U.S. citizens. Live, work, and run a business without employer sponsorship.
- Employer-sponsored work permit — employer must prove no qualified local candidate exists first.
- After five years of legal residency, permanent residency becomes an option.
On the French side:
- Employer secures work authorization first, then you apply for a long-stay visa at a French consulate in the U.S.
- Register with the prefecture within three months of arrival.
- Renewals expand from
Where to Live
Dutch side picks:
- Simpson Bay — expat hub, restaurants, marina life. Busy and sometimes congested.
- Pelican Key — quieter, residential, good for families.
- Belair — close to medical centers and practical services.
French side picks:
- Grand Case — food culture, calm pace, great restaurants.
- Orient Bay — beach clubs, wind sports, lively social scene.
- Terres Basses — private villas, high-end, car essential.
Pro tip: spend your first weeks driving the island at different times of day before signing any lease.
What It Actually Costs
Don’t budget like you’re on vacation. Monthly realistic estimates:
- Single person: ~$3,200/month
- Couple: ~$4,200/month
- Family of four: ~$5,800/month
Housing alone can take 50–60% of income. Most goods are imported, so groceries run $500–$800 per month for a couple. Build a buffer for hurricane prep, medical needs, and short-notice travel.
Healthcare and Schools
Local clinics handle routine care well. For complex procedures, medical evacuation is common — make sure your insurance covers it. On the Dutch side, valid health insurance is required for a residence permit.
For schools, apply early. Match curriculum and language to your housing choice, and factor in traffic when planning daily routines.
Your 30–90 Day Landing Plan
- Weeks 1–2: Short-term rental, explore neighborhoods, set up phone and internet
- Weeks 3–6: Finalize housing, register local services
- Months 2–3: Begin permit applications or business registration